@font-face {
    font-family: "Optima";
    font-weight: 700;
    font-style: normal;
    src: url(optima-bold.woff2) format("woff2");
  }

  @font-face {
    font-family: "Roboto Condensed";
    font-weight: 100 900;
    font-style: normal;
    src: url(roboto-condensed.woff2) format("woff2");
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }

  body {
    font-family: "Roboto Condensed", "Roboto Narrow", Roboto, Arial, sans-serif;
    font-size: 14px;
    line-height: 1.6;
    color: #333;
    background: #fff url(bg-stripes.gif) repeat;
    padding: 20px;
  }

  .page {
    width: 100%;
    max-width: 1000px;
    margin: 0 auto;
    padding: 10px;
    border: 1px solid #333;
    background: #fff;
  }

  .optima {
    font-family: "Optima", Candara, sans-serif;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
  }

  /* ---------- Top links ---------- */
  .top-links {
    display: flex;
    justify-content: flex-end;
    gap: 24px;
    padding: 12px 0 5px;
  }
  .top-links a {
    color: #0099ff;
    text-decoration: none;
    font-size: 14px;
  }
  .top-links a:hover { text-decoration: underline; }
  .top-links a::before {
    content: "\276F";  /* heavy right caret */
    display: inline-block;
    color: #ff9900;
    font-weight: 900;
    font-size: 12px;
    margin-right: 6px;
  }

  /* ---------- Header / logo ---------- */
  header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    padding: 5px 0 12px;
    border-bottom: 1px solid #ccc;
  }

  .main-nav {
    display: flex;
    gap: 28px;
  }
  .main-nav a {
    font-family: "Optima", Candara, sans-serif;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    font-size: 14px;
    color: #243856;
    text-decoration: none;
  }
  .main-nav a:hover { color: #0099ff; }
  .main-nav a::after {
    content: "\276F";  /* heavy caret, rotated to point down */
    display: inline-block;
    transform: rotate(90deg);
    color: #ff9900;
    font-weight: 900;
    font-size: 12px;
    margin-left: 7px;
    vertical-align: 1px;
  }

  .logo { height: 45px; width: auto; display: block; }

  /* ---------- Hero video ---------- */
  .hero-video {
    position: relative;
    margin-top: 12px;
    width: 100%;
    aspect-ratio: 21 / 9;
    background: linear-gradient(135deg, #2e4568 0%, #243856 45%, #16233a 100%);
    overflow: hidden;
  }
  .hero-video .play-hint {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 74px;
    height: 74px;
    border: 2px solid rgba(255,255,255,0.65);
    border-radius: 50%;
  }
  .hero-video .play-hint::after {
    content: "";
    position: absolute;
    top: 50%;
    left: 54%;
    transform: translate(-50%, -50%);
    border-style: solid;
    border-width: 13px 0 13px 22px;
    border-color: transparent transparent transparent rgba(255,255,255,0.65);
  }
  .hero-video .hero-vid {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    z-index: 0;
  }
  .hero-video::after {
    content: "";
    position: absolute;
    left: 0; right: 0; bottom: 0;
    height: 55%;
    background: linear-gradient(to top, rgba(11,18,32,0.80) 0%, rgba(11,18,32,0.35) 45%, rgba(11,18,32,0) 100%);
    z-index: 1;
    pointer-events: none;
  }
  .hero-video h1 {
    position: absolute;
    left: 28px;
    bottom: 22px;
    margin: 0;
    text-align: left;
    color: #fff;
    font-size: 26px;
    line-height: 1.3;
    z-index: 2;
    text-shadow: 0 1px 8px rgba(0,0,0,0.5);
  }

  /* ---------- TOC banner ---------- */
  html { scroll-behavior: smooth; }
  .toc-banner {
    background: #f5f5f5;
    border: 1px solid #eee;
    padding: 10px 16px;
    margin-top: 12px;
  }
  .toc-links {
    display: flex;
    justify-content: flex-start;
    flex-wrap: nowrap;
    gap: 32px;
  }
  .toc-toggle {
    display: none;
    background: none;
    border: 0;
    padding: 0;
    font: inherit;
    font-size: 14px;
    font-weight: 700;
    color: #243856;
    cursor: pointer;
  }
  .toc-toggle::after {
    content: "\276F";
    display: inline-block;
    transform: rotate(90deg);
    color: #ff9900;
    font-weight: 900;
    font-size: 12px;
    margin-left: 7px;
    transition: transform 0.2s ease;
  }
  .toc-banner.collapsed .toc-links { display: none; }
  .toc-banner.collapsed .toc-toggle { display: block; }
  .toc-banner.collapsed.open .toc-links {
    display: flex;
    flex-direction: column;
    gap: 8px;
    padding-top: 10px;
  }
  .toc-banner.collapsed.open .toc-toggle::after { transform: rotate(270deg); }
  .toc-banner a {
    color: #243856;
    text-decoration: none;
    font-size: 14px;
  }
  .toc-banner a:hover { color: #0099ff; text-decoration: underline; }
  .toc-banner a::before {
    content: "\276F";
    display: inline-block;
    color: #ff9900;
    font-weight: 900;
    font-size: 12px;
    margin-right: 6px;
  }

  /* ---------- Content ---------- */
  main { padding: 36px 0; }

  h1 {
    font-size: 26px;
    color: #243856;
    margin-bottom: 16px;
  }

  h2 {
    font-size: 20px;
    color: #243856;
    margin: 0 0 12px;
  }

  p { margin-bottom: 12px; }

  .main-cols {
    display: flex;
    gap: 28px;
  }
  .main-cols .copy { flex: 1; }

  .quick-links {
    width: 280px;
    flex: none;
    border-left: 1px solid #ccc;
    padding-left: 28px;
  }
  .quick-links a {
    display: block;
    color: #0099ff;
    text-decoration: none;
    font-size: 14px;
    padding: 5px 0;
  }
  .quick-links a:hover { text-decoration: underline; }
  .quick-links a::before {
    content: "\276F";  /* heavy right caret */
    display: inline-block;
    color: #ff9900;
    font-weight: 900;
    font-size: 12px;
    margin-right: 6px;
  }

  .btn-access {
    display: inline-block;
    margin-top: 10px;
    padding: 6px 12px;
    background: #fff;
    border: 1px solid #ccc;
    color: #333;
    font-size: 14px;
    text-decoration: none;
    cursor: pointer;
  }
  .btn-access::after {
    content: "\276F";
    display: inline-block;
    color: #ff9900;
    font-weight: 900;
    font-size: 12px;
    margin-left: 7px;
  }
  .btn-access:hover {
    box-shadow: inset 1px 2px 4px rgba(0,0,0,0.18);
    transform: translateY(1px);
  }

  .strategy {
    display: flex;
    align-items: stretch;
    gap: 20px;
    margin-top: 20px;
    min-height: 140px;
  }
  .strategy img, .strategy .thumb {
    width: 140px;
    height: auto;
    align-self: stretch;
    flex: none;
    background: linear-gradient(135deg, #2e4568, #16233a);
    background-size: cover;
    background-position: center;
    border: 1px solid #ccc;
    object-fit: cover;
  }
  .strategy h3 {
    font-family: "Optima", Candara, sans-serif;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    font-size: 16px;
    color: #243856;
    margin-bottom: 6px;
  }
  .strategy p { margin-bottom: 10px; }
  .strategy .btn-access { margin-top: 0; }

  .carousel {
    position: relative;
    margin-top: 20px;
    overflow: hidden;
  }
  .carousel-track {
    display: flex;
    gap: 20px;
    transition: transform 0.6s ease-in-out;
  }
  .carousel .card {
    flex: 0 0 calc((100% - 40px) / 3);
  }
  .section-head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-top: 28px;
  }
  .section-head h2 { margin: 0; }
  .carousel-nav { display: flex; gap: 8px; }
  .carousel-btn {
    width: 30px;
    height: 30px;
    background: #fff;
    border: 1px solid #ccc;
    color: #ff9900;
    font-weight: 900;
    font-size: 13px;
    cursor: pointer;
    line-height: 1;
  }
  .carousel-btn:hover { box-shadow: inset 1px 2px 4px rgba(0,0,0,0.18); }
  .card {
    border: 1px solid #ccc;
    background: #fff;
  }
  .card .photo {
    height: 130px;
    background: linear-gradient(135deg, #2e4568, #16233a);
    background-size: cover;
    background-position: center;
    border-bottom: 1px solid #ccc;
  }
  .card .card-body { padding: 12px 14px 14px; }
  .card .sponsor-line {
    font-family: "Roboto Condensed", Arial, sans-serif;
    font-size: 12px;
    color: #243856;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: .04em;
    margin-bottom: 8px;
  }
  .card h3 {
    font-family: "Optima", Candara, sans-serif;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    font-size: 14px;
    color: #243856;
    margin-bottom: 2px;
  }
  .card .location {
    color: #777;
    font-size: 13px;
    margin-bottom: 10px;
  }
  .card .attrs { border-top: 1px solid #eee; }
  .card .attr {
    display: flex;
    justify-content: space-between;
    padding: 5px 0;
    border-bottom: 1px solid #eee;
    font-size: 13px;
  }
  .card .attr .label { color: #777; }
  .card .attr .value { font-weight: 700; color: #243856; }

  .why-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    grid-auto-rows: 1fr;
    gap: 20px;
    margin-top: 20px;
  }
  .why-card.featured {
    grid-column: 1 / 3;
    grid-row: 1 / 3;
    display: flex;
    flex-direction: column;
  }
  .why-card.featured h3 { font-size: 16px; }
  .why-card.featured .chart { flex: 1; margin-top: 12px; min-height: 180px; }
  .why-card.featured .chart svg { width: 100%; height: 100%; display: block; }
  .why-card {
    border: 1px solid #ccc;
    background: #fff;
    padding: 16px 18px;
  }
  .why-card h3 {
    font-family: "Optima", Candara, sans-serif;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    font-size: 14px;
    color: #243856;
    margin-bottom: 8px;
  }
  .why-card p { margin: 0; }

  .faq-section {
    display: flex;
    align-items: stretch;
    gap: 28px;
    margin-top: 20px;
  }
  .faq-media {
    width: 360px;
    flex: none;
    display: flex;
    flex-direction: column;
  }
  .faq-image {
    width: 100%;
    flex: 1;
    min-height: 320px;
    object-fit: cover;
    display: block;
    border: 1px solid #ccc;
  }
  .faq-caption {
    margin-top: 6px;
    font-size: 12px;
    font-style: italic;
    color: #aaa;
  }
  .faq-body {
    flex: 1;
    border-left: 1px solid #ccc;
    padding-left: 28px;
  }
  .faq-body > p { margin-bottom: 14px; }
  .faq-item {
    border-bottom: 1px solid #eee;
  }
  .faq-item summary {
    list-style: none;
    cursor: pointer;
    padding: 9px 0;
    font-weight: 700;
    color: #243856;
    font-size: 14px;
  }
  .faq-item summary::-webkit-details-marker { display: none; }
  .faq-item summary::before {
    content: "\276F";
    display: inline-block;
    color: #ff9900;
    font-weight: 900;
    font-size: 12px;
    margin-right: 8px;
    transition: transform 0.2s ease;
  }
  .faq-item[open] summary::before { transform: rotate(90deg); }
  .faq-item .answer { padding: 0 0 12px 22px; color: #555; }

  .divider {
    border: 0;
    border-top: 1px solid #ccc;
    margin: 28px 0 0;
  }
  .divider-light {
    border: 0;
    border-top: 1px solid #eee;
    margin: 20px 0 0;
  }

  .hamburger {
    display: none;
    flex-direction: column;
    justify-content: center;
    gap: 4px;
    width: 42px;
    height: 36px;
    padding: 0 10px;
    background: #fff;
    border: 1px solid #ccc;
    cursor: pointer;
  }
  .hamburger span {
    display: block;
    width: 20px;
    height: 3px;
    background: #243856;
  }
  .hamburger:hover { box-shadow: inset 1px 2px 4px rgba(0,0,0,0.18); }

  .mobile-menu {
    display: none;
    background: #243856;
    padding: 18px 22px;
    margin-top: 10px;
  }
  .mobile-menu.open { display: block; }
  .mobile-menu a {
    display: block;
    color: #fff;
    text-decoration: none;
    font-family: "Optima", Candara, sans-serif;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    font-size: 16px;
    padding: 10px 0;
  }
  .mobile-menu a:hover { color: #0099ff; }
  .mobile-menu .menu-divider {
    border: 0;
    border-top: 1px solid rgba(255,255,255,0.25);
    margin: 10px 0;
  }
  .mobile-menu a.secondary {
    font-family: "Roboto Condensed", "Roboto Narrow", Roboto, Arial, sans-serif;
    font-weight: 400;
    text-transform: none;
    letter-spacing: 0;
    font-size: 14px;
    padding: 7px 0;
  }
  .mobile-menu a.secondary::before {
    content: "\276F";
    display: inline-block;
    color: #ff9900;
    font-weight: 900;
    font-size: 12px;
    margin-right: 6px;
  }



  .explore-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 4px 24px;
    margin-top: 16px;
  }
  .explore-grid a {
    color: #0099ff;
    text-decoration: none;
    font-size: 14px;
    padding: 4px 0;
    display: block;
  }
  .explore-grid a:hover { text-decoration: underline; }
  .explore-grid a::before {
    content: "\276F";
    display: inline-block;
    color: #ff9900;
    font-weight: 900;
    font-size: 12px;
    margin-right: 6px;
  }

  .disclosures {
    background: #f5f5f5;
    border: 1px solid #eee;
    padding: 16px 18px;
    margin-top: 24px;
    font-size: 12px;
    line-height: 1.55;
    color: #777;
  }
  .disclosures p { margin-bottom: 8px; }
  .disclosures p:last-child { margin-bottom: 0; }

  footer {
    border-top: 3px solid #ff9900;
    margin: 28px 0 0;
    padding-top: 4px;
  }
  .footer-bar {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px;
    background: #243856;
    color: #fff;
    padding: 18px 24px;
    font-size: 13px;
    margin-top: 24px;
  }
  .footer-bar .optima { font-size: 14px; letter-spacing: 0.14em; }
  .footer-bar .contact { text-align: right; }
  .footer-bar a { color: #fff; text-decoration: none; }
  .footer-bar a:hover { text-decoration: underline; }

  /* ---------- Responsive ---------- */
  @media (max-width: 900px) {
    .carousel .card { flex: 0 0 calc((100% - 20px) / 2); }
    .why-grid { grid-template-columns: repeat(2, 1fr); grid-auto-rows: auto; }
    .why-card.featured { grid-column: 1 / 3; grid-row: auto; }
    .explore-grid { grid-template-columns: repeat(2, 1fr); }
  }
  @media (max-width: 820px) {
    .main-cols { flex-direction: column; }
    .quick-links {
      width: 100%;
      border-left: 0;
      border-top: 1px solid #ccc;
      padding-left: 0;
      padding-top: 16px;
    }
    .faq-section { flex-direction: column; }
    .faq-media { width: 100%; }
    .faq-image { min-height: 180px; }
    .faq-body { border-left: 0; padding-left: 0; }
  }
  @media (max-width: 768px) {
    .hamburger { display: flex; }
    .main-nav { display: none; }
    .top-links { display: none; }
  }
  @media (min-width: 769px) {
    .mobile-menu { display: none !important; }
  }
  @media (max-width: 640px) {
    body { padding: 20px 10px; }
    .faq-media { display: none; }
    .hero-video { aspect-ratio: 16 / 9; }
    .hero-video h1 { font-size: 18px; left: 16px; bottom: 14px; }
    .carousel .card { flex: 0 0 100%; }
    .why-grid { grid-template-columns: 1fr; }
    .why-card.featured { grid-column: auto; }
    .strategy { flex-direction: column; }
    .strategy img, .strategy .thumb { width: 100%; height: 160px; align-self: auto; }
    .explore-grid { grid-template-columns: 1fr; }
    .logo-text-wrap, .top-links { gap: 12px; }
  }