After-Tax Sale Proceeds
See how much of your sale you'd keep after tax if you sell outright — versus keeping the full amount working through a 1031 exchange.
How this is calculated
Total gain = sale price − adjusted basis (your original cost after depreciation). The depreciation portion is taxed up to 25%; the rest at your capital-gains rate, plus state tax and the 3.8% NIIT. A taxable sale nets you the sale price minus that tax; a 1031 exchange keeps the entire amount invested and defers the tax.
Notes & assumptions
- Adjusted basis should already reflect depreciation taken.
- Excludes selling costs and any state-specific surtaxes.
- A 1031 exchange defers, not eliminates, the tax shown.
Frequently asked questions
What is 'adjusted cost basis'?
It is your original purchase price plus improvements, minus the depreciation you've claimed. Gain is the sale price minus this figure.
Why show the full sale price for the 1031 column?
In a 1031 exchange you defer the tax, so the entire sale amount (subject to reinvesting proceeds and replacing debt) stays invested rather than being reduced by tax.
Is this my exact net?
No — it's an estimate. It excludes selling costs and assumes the rates you enter. Your CPA can produce an exact figure.
Gerald F. “Jerry” Baker, III — Founder & Managing Principal, Baker 1031 Investments · FINRA Series 22 / 63 · SIE. Read full bio →
This calculator is for educational estimation only and is not tax, legal, or investment advice. Results are approximate and depend on assumptions that may not fit your situation; confirm any figures with your own CPA and attorney before acting. Securities are offered through Aurora Securities, member FINRA/SIPC. Real estate investments involve risk, including possible loss of principal.